Saturday, January 16, 2010

Habiskan RM 10.5 juta Dalam Masa 6 Tahun!

Salam,

Pakar-pakar kewangan banyak memberi contoh bagaimana seseorang yang memenangi hadiah loteri, akhirnya akan menjadi miskin semula selama beberapa tahun. Ini adalah kerana wang didapati adalah terlalu senang, tidak berdasarkan usaha dan ilmu dan tidak tahu bagaimana untuk menguruskan wang tersebut. Yang paling penting ia haram pada pandangan Islam. Nak dipotong zakat pun sudah tentu tidak boleh.

Di Malaysia, terdapat contoh-contoh bagaimana peneroka-peneroka di kampung yang menjadi jutawan kerana tanah diambil kerajaan dan akhirnya kembali kepada keadaan kewangan yang asal kerana terlalu boros berbelanja. Ada yang menghabiskan berpuluh-puluh ribu untuk mencantikkan rumah, membeli kereta mercedes yang akhirnya tersadai dan ada yang merantau ke sana sini.

Di bawah ini adalah kisah benar seorang wanita di UK yang memenangi wang sebanyak USD 3 juta atau RM 10.5 juta pada umur 16 tahun, akhirnya menghabiskan kesemua wangnya pada umur 22 tahun. 6 tahun selepas itu!

Dia terlalu boros dan menghabiskan wangnya untuk membeli dadah, pakaian berjenama, kereta mewah dan implan payudara. Menyesal dahulu pendapatan, menyesal kemudian - habis RM 10.5 juta!

How to Lose $3 Million in Six Years
by Mike Krumboltz

Stop us if this sounds familiar: A very lucky person wins the lottery and expects life to change for the better, but instead, things go horribly wrong. It's a story as old as the hills, but each time it happens, it causes a huge commotion in Search. The latest "victim" of sudden wealth is a young woman from the U.K. who won millions of bucks several years ago, only to lose the vast majority of it shortly thereafter.

Callie Rogers was just 16 when she won a whopping $3 million in the lottery. Six years later, she reports that she blew untold sums on drugs, partying, exotic cars, and breast implants. A staggering $730,000 went to designer clothes alone, Ms. Rogers explains in an article from AOL. Says Rogers: "I honestly wish I'd never won the lottery money — and knowing what I know now I should have just given it all back to them." She's currently left with around $32,000.

In these trying economic times, Ms. Rogers will likely find little sympathy. Still, it's worth noting that she's hardly the first big winner who wished she'd never bought a ticket. There is such a thing as the lottery curse: As mentioned in a previous Buzz Log, there are numerous cases of lotto winners getting divorced due to stress and losing everything from poor investments. A few have even died at the hands of greedy relatives. A 2007 article from ABC will fill you in on a few more examples.

Knowing she's not the first jackpot winner to suffer hardship won't make her life any easier. But perhaps Ms. Rogers can take some comfort from the fact that there are others out there with eerily similar stories: They won big then lost big, and often wish they'd never even played.

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